Call reports 2008
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2008
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 663,657,000 | 660,176,000 | 666,825,000 | 678,723,000 |
| Total loans | 487,961,000 | 523,588,000 | 537,969,000 | 549,336,000 |
| Allowance for loan losses | 3,869,000 | 4,162,000 | 5,293,000 | 8,508,000 |
| Securities available for sale | 80,866,000 | 66,100,000 | 88,031,000 | 85,869,000 |
| Securities held to maturity | 1,025,000 | 200,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 560,209,000 | 578,251,000 | 576,434,000 | 588,684,000 |
| Interest-bearing deposits | 510,956,000 | 525,938,000 | 525,728,000 | 540,607,000 |
| Noninterest-bearing deposits | 49,253,000 | 52,313,000 | 50,706,000 | 48,077,000 |
| Equity capital | 60,064,000 | 58,874,000 | 59,501,000 | 55,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,116,000 | 19,527,000 | 28,819,000 | 38,083,000 |
| Interest expense | 5,385,000 | 10,094,000 | 14,530,000 | 18,788,000 |
| Net interest income | 4,731,000 | 9,433,000 | 14,289,000 | 19,295,000 |
| Noninterest income | 4,064,000 | 6,080,000 | 8,245,000 | 9,985,000 |
| Noninterest expense | 5,449,000 | 11,561,000 | 17,178,000 | 23,948,000 |
| Provision for loan losses | 0 | 345,000 | 1,715,000 | 6,361,000 |
| Pretax income | 265,000 | 703,000 | 942,000 | -4,109,000 |
| Income tax | 0 | 1,000 | -5,000 | -5,000 |
| Net income | 265,000 | 702,000 | 947,000 | -4,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,667,000 | 58,103,000 | 58,008,000 | 52,219,000 |
| Total capital | 61,536,000 | 62,265,000 | 63,301,000 | 59,163,000 |
| Risk-weighted assets | 549,462,000 | 562,623,000 | 556,901,000 | 553,930,000 |