Call reports 2006
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2006
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 500,694,000 | 506,952,000 | 554,338,000 | 573,665,000 |
| Total loans | 322,061,000 | 342,340,000 | 366,921,000 | 399,199,000 |
| Allowance for loan losses | 3,979,000 | 3,874,000 | 3,805,000 | 3,432,000 |
| Securities available for sale | 118,653,000 | 116,007,000 | 132,127,000 | 131,117,000 |
| Securities held to maturity | 9,244,000 | 1,331,000 | 1,025,000 | 1,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,051,000 | 401,815,000 | 437,673,000 | 460,689,000 |
| Interest-bearing deposits | 349,098,000 | 362,989,000 | 389,663,000 | 420,417,000 |
| Noninterest-bearing deposits | 39,953,000 | 38,826,000 | 48,010,000 | 40,272,000 |
| Equity capital | 39,368,000 | 37,835,000 | 43,967,000 | 44,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,932,000 | 14,430,000 | 22,371,000 | 31,101,000 |
| Interest expense | 3,342,000 | 7,168,000 | 11,503,000 | 16,475,000 |
| Net interest income | 3,590,000 | 7,262,000 | 10,868,000 | 14,626,000 |
| Noninterest income | 1,601,000 | 3,136,000 | 4,459,000 | 6,264,000 |
| Noninterest expense | 4,405,000 | 8,937,000 | 13,412,000 | 18,096,000 |
| Provision for loan losses | 0 | 0 | 0 | 700,000 |
| Pretax income | 796,000 | 1,472,000 | 1,925,000 | 2,105,000 |
| Income tax | 15,000 | 29,000 | 43,000 | 0 |
| Net income | 781,000 | 1,443,000 | 1,882,000 | 2,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,244,000 | 40,143,000 | 44,370,000 | 44,475,000 |
| Total capital | 44,223,000 | 44,017,000 | 48,175,000 | 47,907,000 |
| Risk-weighted assets | 352,284,000 | 379,802,000 | 410,990,000 | 444,108,000 |