Call reports 2002
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2002
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 284,252,000 | 313,078,000 | 321,642,000 | 351,497,000 |
| Total loans | 191,421,000 | 210,546,000 | 238,670,000 | 242,750,000 |
| Allowance for loan losses | 2,917,000 | 3,030,000 | 3,142,000 | 3,726,000 |
| Securities available for sale | 66,161,000 | 59,770,000 | 60,535,000 | 58,002,000 |
| Securities held to maturity | 1,645,000 | 1,670,000 | 1,670,000 | 1,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,828,000 | 260,191,000 | 253,184,000 | 295,877,000 |
| Interest-bearing deposits | 210,349,000 | 234,544,000 | 228,352,000 | 269,629,000 |
| Noninterest-bearing deposits | 25,479,000 | 25,647,000 | 24,832,000 | 26,248,000 |
| Equity capital | 23,668,000 | 25,527,000 | 27,024,000 | 25,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,216,000 | 8,566,000 | 13,189,000 | 17,812,000 |
| Interest expense | 1,957,000 | 3,923,000 | 5,907,000 | 7,922,000 |
| Net interest income | 2,259,000 | 4,643,000 | 7,282,000 | 9,890,000 |
| Noninterest income | 1,712,000 | 3,359,000 | 4,788,000 | 6,256,000 |
| Noninterest expense | 2,845,000 | 5,260,000 | 8,045,000 | 11,604,000 |
| Provision for loan losses | 111,000 | 222,000 | 333,000 | 777,000 |
| Pretax income | 1,089,000 | 2,711,000 | 3,928,000 | 4,001,000 |
| Income tax | 14,000 | 62,000 | 84,000 | 153,000 |
| Net income | 1,075,000 | 2,649,000 | 3,844,000 | 3,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,614,000 | 23,858,000 | 24,800,000 | 22,627,000 |
| Total capital | 25,176,000 | 26,634,000 | 27,869,000 | 25,844,000 |
| Risk-weighted assets | 204,584,000 | 221,846,000 | 245,501,000 | 256,854,000 |