Call reports 2001
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2001
What AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 266,925,000 | 269,633,000 | 274,792,000 | 289,733,000 |
| Total loans | 165,777,000 | 161,450,000 | 175,412,000 | 195,657,000 |
| Allowance for loan losses | 2,301,000 | 2,475,000 | 2,639,000 | 2,802,000 |
| Securities available for sale | 75,891,000 | 78,234,000 | 67,901,000 | 63,723,000 |
| Securities held to maturity | 1,900,000 | 1,925,000 | 1,925,000 | 1,645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,506,000 | 221,991,000 | 234,101,000 | 241,385,000 |
| Interest-bearing deposits | 195,287,000 | 201,661,000 | 214,974,000 | 213,760,000 |
| Noninterest-bearing deposits | 18,219,000 | 20,330,000 | 19,127,000 | 27,625,000 |
| Equity capital | 20,908,000 | 21,577,000 | 22,838,000 | 23,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,649,000 | 9,250,000 | 13,544,000 | 18,089,000 |
| Interest expense | 2,972,000 | 5,701,000 | 8,257,000 | 10,481,000 |
| Net interest income | 1,677,000 | 3,549,000 | 5,287,000 | 7,608,000 |
| Noninterest income | 772,000 | 2,141,000 | 3,529,000 | 5,143,000 |
| Noninterest expense | 1,979,000 | 4,389,000 | 7,079,000 | 9,752,000 |
| Provision for loan losses | 125,000 | 288,000 | 452,000 | 615,000 |
| Pretax income | 363,000 | 1,088,000 | 1,322,000 | 2,420,000 |
| Income tax | 6,000 | -5,000 | 0 | 19,000 |
| Net income | 357,000 | 1,093,000 | 1,322,000 | 2,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,886,000 | 20,719,000 | 20,766,000 | 21,790,000 |
| Total capital | 21,123,000 | 22,956,000 | 23,033,000 | 24,298,000 |
| Risk-weighted assets | 178,877,000 | 178,611,000 | 180,578,000 | 200,395,000 |