Call reports 2010
OMAHA STATE BANK — 2010
What OMAHA STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 267,683,000 | 280,494,000 | 291,207,000 | 274,247,000 |
| Total loans | 252,110,000 | 252,751,000 | 252,074,000 | 250,966,000 |
| Allowance for loan losses | 1,806,000 | 1,806,000 | 1,743,000 | 2,238,000 |
| Securities available for sale | 3,231,000 | 3,416,000 | 3,465,000 | 3,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,727,000 | 250,608,000 | 260,284,000 | 242,186,000 |
| Interest-bearing deposits | 191,861,000 | 223,989,000 | 234,250,000 | 217,136,000 |
| Noninterest-bearing deposits | 23,866,000 | 26,619,000 | 26,034,000 | 25,049,000 |
| Equity capital | 28,056,000 | 29,269,000 | 30,351,000 | 30,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,748,000 | 7,661,000 | 11,544,000 | 15,426,000 |
| Interest expense | 288,000 | 552,000 | 816,000 | 1,067,000 |
| Net interest income | 3,460,000 | 7,109,000 | 10,728,000 | 14,359,000 |
| Noninterest income | 727,000 | 1,751,000 | 2,764,000 | 4,043,000 |
| Noninterest expense | 2,731,000 | 5,602,000 | 8,564,000 | 12,224,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 1,456,000 | 3,258,000 | 4,928,000 | 5,678,000 |
| Income tax | 394,000 | 910,000 | 1,369,000 | 1,519,000 |
| Net income | 1,062,000 | 2,348,000 | 3,559,000 | 4,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,220,000 | 28,506,000 | 29,579,000 | 30,180,000 |
| Total capital | 29,026,000 | 30,312,000 | 31,322,000 | 32,418,000 |
| Risk-weighted assets | 259,166,000 | 266,052,000 | 267,053,000 | 244,903,000 |