Call reports 2008
OMAHA STATE BANK — 2008
What OMAHA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 266,345,000 | 258,265,000 | 267,267,000 | 254,369,000 |
| Total loans | 240,725,000 | 240,887,000 | 248,572,000 | 239,384,000 |
| Allowance for loan losses | 806,000 | 806,000 | 806,000 | 805,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,560,000 | 232,093,000 | 228,039,000 | 221,501,000 |
| Interest-bearing deposits | 188,135,000 | 177,011,000 | 199,726,000 | 203,096,000 |
| Noninterest-bearing deposits | 53,425,000 | 55,082,000 | 28,313,000 | 18,405,000 |
| Equity capital | 23,649,000 | 23,844,000 | 23,923,000 | 24,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,428,000 | 8,548,000 | 12,575,000 | 16,300,000 |
| Interest expense | 1,105,000 | 1,956,000 | 2,733,000 | 3,287,000 |
| Net interest income | 3,323,000 | 6,592,000 | 9,842,000 | 13,013,000 |
| Noninterest income | 682,000 | 1,463,000 | 2,286,000 | 2,872,000 |
| Noninterest expense | 2,419,000 | 4,802,000 | 7,243,000 | 10,327,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,586,000 | 3,253,000 | 4,885,000 | 5,558,000 |
| Income tax | 451,000 | 926,000 | 1,379,000 | 1,501,000 |
| Net income | 1,135,000 | 2,327,000 | 3,506,000 | 4,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,649,000 | 23,844,000 | 23,923,000 | 24,336,000 |
| Total capital | 24,455,000 | 24,650,000 | 24,729,000 | 25,141,000 |
| Risk-weighted assets | 242,301,000 | 239,069,000 | 250,862,000 | 229,334,000 |