Call reports 2006
OMAHA STATE BANK — 2006
What OMAHA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 228,740,000 | 221,648,000 | 218,134,000 | 234,883,000 |
| Total loans | 197,338,000 | 185,518,000 | 192,764,000 | 203,391,000 |
| Allowance for loan losses | 762,000 | 777,000 | 792,000 | 806,000 |
| Securities available for sale | 9,650,000 | 5,074,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 141,000 | 142,000 | 144,000 | 145,000 |
| Total deposits | 202,567,000 | 196,739,000 | 195,077,000 | 210,829,000 |
| Interest-bearing deposits | 153,344,000 | 148,270,000 | 145,823,000 | 161,387,000 |
| Noninterest-bearing deposits | 49,223,000 | 48,469,000 | 49,254,000 | 49,442,000 |
| Equity capital | 25,144,000 | 23,615,000 | 22,602,000 | 23,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,846,000 | 7,971,000 | 12,023,000 | 16,096,000 |
| Interest expense | 923,000 | 2,004,000 | 3,208,000 | 4,417,000 |
| Net interest income | 2,923,000 | 5,967,000 | 8,815,000 | 11,679,000 |
| Noninterest income | 641,000 | 1,506,000 | 2,239,000 | 2,930,000 |
| Noninterest expense | 2,216,000 | 4,600,000 | 7,003,000 | 9,746,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,333,000 | 2,843,000 | 4,945,000 | 5,742,000 |
| Income tax | 398,000 | 865,000 | 1,528,000 | 1,741,000 |
| Net income | 935,000 | 1,978,000 | 3,417,000 | 4,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,280,000 | 23,399,000 | 22,602,000 | 23,186,000 |
| Total capital | 25,042,000 | 24,176,000 | 23,394,000 | 23,992,000 |
| Risk-weighted assets | 207,536,000 | 195,837,000 | 198,857,000 | 208,348,000 |