Call reports 2004
OMAHA STATE BANK — 2004
What OMAHA STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 188,130,000 | 198,638,000 | 202,451,000 | 227,493,000 |
| Total loans | 146,305,000 | 150,560,000 | 151,875,000 | 166,039,000 |
| Allowance for loan losses | 831,000 | 828,000 | 823,000 | 823,000 |
| Securities available for sale | 8,419,000 | 8,578,000 | 8,194,000 | 8,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 135,000 | 135,000 | 135,000 | 135,000 |
| Total deposits | 166,962,000 | 171,416,000 | 180,758,000 | 204,811,000 |
| Interest-bearing deposits | 128,260,000 | 130,529,000 | 143,488,000 | 159,212,000 |
| Noninterest-bearing deposits | 38,702,000 | 40,887,000 | 37,270,000 | 45,599,000 |
| Equity capital | 20,549,000 | 20,999,000 | 21,317,000 | 22,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,733,000 | 5,311,000 | 8,073,000 | 10,943,000 |
| Interest expense | 288,000 | 584,000 | 921,000 | 1,286,000 |
| Net interest income | 2,445,000 | 4,727,000 | 7,152,000 | 9,657,000 |
| Noninterest income | 664,000 | 1,459,000 | 2,159,000 | 2,851,000 |
| Noninterest expense | 2,093,000 | 4,225,000 | 6,422,000 | 8,901,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,016,000 | 1,961,000 | 2,889,000 | 3,607,000 |
| Income tax | 345,000 | 657,000 | 966,000 | 1,200,000 |
| Net income | 671,000 | 1,304,000 | 1,923,000 | 2,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,250,000 | 20,641,000 | 21,261,000 | 21,662,000 |
| Total capital | 21,081,000 | 21,469,000 | 22,084,000 | 22,485,000 |
| Risk-weighted assets | 165,138,000 | 173,617,000 | 161,775,000 | 175,091,000 |