Call reports 2003
OMAHA STATE BANK — 2003
What OMAHA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 206,863,000 | 199,100,000 | 191,847,000 | 184,170,000 |
| Total loans | 155,184,000 | 150,794,000 | 148,380,000 | 135,639,000 |
| Allowance for loan losses | 834,000 | 832,000 | 832,000 | 832,000 |
| Securities available for sale | 4,302,000 | 5,490,000 | 5,160,000 | 5,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 134,000 | 134,000 | 134,000 | 135,000 |
| Total deposits | 188,073,000 | 178,570,000 | 171,003,000 | 162,407,000 |
| Interest-bearing deposits | 145,761,000 | 131,427,000 | 133,207,000 | 125,137,000 |
| Noninterest-bearing deposits | 42,312,000 | 47,143,000 | 37,796,000 | 37,270,000 |
| Equity capital | 17,822,000 | 19,741,000 | 20,419,000 | 21,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,035,000 | 6,021,000 | 8,894,000 | 11,555,000 |
| Interest expense | 396,000 | 795,000 | 1,139,000 | 1,451,000 |
| Net interest income | 2,639,000 | 5,226,000 | 7,755,000 | 10,104,000 |
| Noninterest income | 1,079,000 | 2,307,000 | 3,350,000 | 4,058,000 |
| Noninterest expense | 2,002,000 | 4,085,000 | 6,147,000 | 8,493,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,716,000 | 3,448,000 | 4,958,000 | 5,669,000 |
| Income tax | 593,000 | 1,190,000 | 1,713,000 | 1,929,000 |
| Net income | 1,123,000 | 2,258,000 | 3,244,000 | 3,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,622,000 | 18,756,000 | 19,742,000 | 20,239,000 |
| Total capital | 18,456,000 | 19,588,000 | 20,574,000 | 21,071,000 |
| Risk-weighted assets | 161,685,000 | 159,316,000 | 158,240,000 | 148,745,000 |