Call reports 2016
LAKE FEDERAL BANK, FSB — 2016
What LAKE FEDERAL BANK, FSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 64,806,000 | 62,517,000 |
| Total loans | 46,314,000 | 46,456,000 |
| Allowance for loan losses | 273,000 | 207,000 |
| Securities available for sale | 2,296,000 | 2,278,000 |
| Securities held to maturity | 26,000 | 26,000 |
| Trading assets | 0 | 0 |
| Total deposits | 49,894,000 | 47,964,000 |
| Interest-bearing deposits | 47,722,000 | 45,688,000 |
| Noninterest-bearing deposits | 2,172,000 | 2,276,000 |
| Equity capital | 14,431,000 | 14,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 542,000 | 1,068,000 |
| Interest expense | 47,000 | 89,000 |
| Net interest income | 495,000 | 979,000 |
| Noninterest income | 23,000 | 37,000 |
| Noninterest expense | 516,000 | 1,427,000 |
| Provision for loan losses | 9,000 | 12,000 |
| Pretax income | -7,000 | -423,000 |
| Income tax | 0 | 0 |
| Net income | -7,000 | -423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 14,424,000 | 14,008,000 |
| Total capital | 14,697,000 | 14,215,000 |
| Risk-weighted assets | 30,943,000 | 29,697,000 |