Call reports 2026
HELM BANK USA — 2026
What HELM BANK USA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,163,513,000 | 1,192,829,000 |
| Total loans | 645,731,000 | 669,772,000 |
| Allowance for loan losses | 10,996,000 | 10,910,000 |
| Securities available for sale | 407,612,000 | 409,532,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,047,178,000 | 1,073,652,000 |
| Interest-bearing deposits | 609,986,000 | 627,666,000 |
| Noninterest-bearing deposits | 437,192,000 | 445,986,000 |
| Equity capital | 107,313,000 | 110,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 14,521,000 | 29,386,000 |
| Interest expense | 2,879,000 | 5,817,000 |
| Net interest income | 11,642,000 | 23,569,000 |
| Noninterest income | 1,297,000 | 2,663,000 |
| Noninterest expense | 8,727,000 | 17,894,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 4,206,000 | 8,329,000 |
| Income tax | 1,017,000 | 1,986,000 |
| Net income | 3,189,000 | 6,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 136,055,000 | 139,208,000 |
| Total capital | 141,882,000 | 145,215,000 |
| Risk-weighted assets | 460,990,000 | 475,597,000 |