Call report 2025Q2
HELM BANK USA — 2025Q2
The 22 measures HELM BANK USA reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,089,200,000 | USD | evidence → |
| Total loans | 624,088,000 | USD | evidence → |
| Allowance for loan losses | 10,835,000 | USD | evidence → |
| Securities available for sale | 344,690,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 978,408,000 | USD | evidence → |
| Interest-bearing deposits | 546,139,000 | USD | evidence → |
| Noninterest-bearing deposits | 432,269,000 | USD | evidence → |
| Equity capital | 99,866,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,242,000 | USD | evidence → |
| Interest expense | 5,549,000 | USD | evidence → |
| Net interest income | 20,693,000 | USD | evidence → |
| Noninterest income | 2,746,000 | USD | evidence → |
| Noninterest expense | 16,868,000 | USD | evidence → |
| Provision for loan losses | -2,000 | USD | evidence → |
| Pretax income | 6,589,000 | USD | evidence → |
| Income tax | 1,629,000 | USD | evidence → |
| Net income | 4,960,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 132,215,000 | USD | evidence → |
| Total capital | 137,729,000 | USD | evidence → |
| Risk-weighted assets | 435,789,000 | USD | evidence → |