Call report 2023Q4
HELM BANK USA — 2023Q4
The 22 measures HELM BANK USA reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,057,089,000 | USD | evidence → |
| Total loans | 536,822,000 | USD | evidence → |
| Allowance for loan losses | 9,247,000 | USD | evidence → |
| Securities available for sale | 452,254,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 962,366,000 | USD | evidence → |
| Interest-bearing deposits | 429,193,000 | USD | evidence → |
| Noninterest-bearing deposits | 533,173,000 | USD | evidence → |
| Equity capital | 84,472,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 45,984,000 | USD | evidence → |
| Interest expense | 4,354,000 | USD | evidence → |
| Net interest income | 41,630,000 | USD | evidence → |
| Noninterest income | 5,925,000 | USD | evidence → |
| Noninterest expense | 31,318,000 | USD | evidence → |
| Provision for loan losses | 867,000 | USD | evidence → |
| Pretax income | 14,306,000 | USD | evidence → |
| Income tax | 3,005,000 | USD | evidence → |
| Net income | 11,301,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 119,790,000 | USD | evidence → |
| Total capital | 125,084,000 | USD | evidence → |
| Risk-weighted assets | 419,553,000 | USD | evidence → |