Call report 2022Q4
HELM BANK USA — 2022Q4
The 22 measures HELM BANK USA reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,090,690,000 | USD | evidence → |
| Total loans | 471,809,000 | USD | evidence → |
| Allowance for loan losses | 8,118,000 | USD | evidence → |
| Securities available for sale | 479,101,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,019,302,000 | USD | evidence → |
| Interest-bearing deposits | 436,800,000 | USD | evidence → |
| Noninterest-bearing deposits | 582,502,000 | USD | evidence → |
| Equity capital | 64,869,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,308,000 | USD | evidence → |
| Interest expense | 1,186,000 | USD | evidence → |
| Net interest income | 32,122,000 | USD | evidence → |
| Noninterest income | 6,958,000 | USD | evidence → |
| Noninterest expense | 27,495,000 | USD | evidence → |
| Provision for loan losses | -258,000 | USD | evidence → |
| Pretax income | 11,722,000 | USD | evidence → |
| Income tax | 2,436,000 | USD | evidence → |
| Net income | 9,286,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 108,807,000 | USD | evidence → |
| Total capital | 113,603,000 | USD | evidence → |
| Risk-weighted assets | 380,328,000 | USD | evidence → |