Call report 2015Q4
HELM BANK USA — 2015Q4
The 22 measures HELM BANK USA reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 725,508,000 | USD | evidence → |
| Total loans | 450,666,000 | USD | evidence → |
| Allowance for loan losses | 9,870,000 | USD | evidence → |
| Securities available for sale | 227,705,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 620,267,000 | USD | evidence → |
| Interest-bearing deposits | 361,019,000 | USD | evidence → |
| Noninterest-bearing deposits | 259,248,000 | USD | evidence → |
| Equity capital | 91,018,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,026,000 | USD | evidence → |
| Interest expense | 478,000 | USD | evidence → |
| Net interest income | 26,548,000 | USD | evidence → |
| Noninterest income | 5,642,000 | USD | evidence → |
| Noninterest expense | 28,480,000 | USD | evidence → |
| Provision for loan losses | 1,275,000 | USD | evidence → |
| Pretax income | 3,961,000 | USD | evidence → |
| Income tax | 1,202,000 | USD | evidence → |
| Net income | 2,759,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 90,095,000 | USD | evidence → |
| Total capital | 94,223,000 | USD | evidence → |
| Risk-weighted assets | 324,068,000 | USD | evidence → |