Call report 2014Q4
HELM BANK USA — 2014Q4
The 22 measures HELM BANK USA reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 730,685,000 | USD | evidence → |
| Total loans | 427,241,000 | USD | evidence → |
| Allowance for loan losses | 8,670,000 | USD | evidence → |
| Securities available for sale | 271,697,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 637,145,000 | USD | evidence → |
| Interest-bearing deposits | 374,768,000 | USD | evidence → |
| Noninterest-bearing deposits | 262,377,000 | USD | evidence → |
| Equity capital | 88,714,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,174,000 | USD | evidence → |
| Interest expense | 443,000 | USD | evidence → |
| Net interest income | 26,731,000 | USD | evidence → |
| Noninterest income | 7,277,000 | USD | evidence → |
| Noninterest expense | 32,693,000 | USD | evidence → |
| Provision for loan losses | -511,000 | USD | evidence → |
| Pretax income | 3,148,000 | USD | evidence → |
| Income tax | 957,000 | USD | evidence → |
| Net income | 2,191,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 87,597,000 | USD | evidence → |
| Total capital | 91,754,000 | USD | evidence → |
| Risk-weighted assets | 327,364,000 | USD | evidence → |