Call reports 2009
HELM BANK USA — 2009
What HELM BANK USA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 691,911,000 | 643,105,000 | 696,251,000 | 704,310,000 |
| Total loans | 268,998,000 | 267,139,000 | 260,513,000 | 265,557,000 |
| Allowance for loan losses | 10,541,000 | 8,485,000 | 7,809,000 | 8,114,000 |
| Securities available for sale | 106,965,000 | 121,109,000 | 167,271,000 | 168,843,000 |
| Securities held to maturity | 183,683,000 | 174,088,000 | 154,797,000 | 167,581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 643,465,000 | 594,456,000 | 643,854,000 | 653,090,000 |
| Interest-bearing deposits | 423,988,000 | 419,845,000 | 438,740,000 | 409,499,000 |
| Noninterest-bearing deposits | 219,478,000 | 174,611,000 | 205,114,000 | 243,591,000 |
| Equity capital | 43,682,000 | 44,174,000 | 47,865,000 | 46,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,156,000 | 12,401,000 | 18,548,000 | 24,587,000 |
| Interest expense | 609,000 | 1,034,000 | 1,427,000 | 1,796,000 |
| Net interest income | 5,547,000 | 11,367,000 | 17,121,000 | 22,791,000 |
| Noninterest income | 738,000 | 1,397,000 | 2,159,000 | 1,560,000 |
| Noninterest expense | 3,792,000 | 7,979,000 | 12,218,000 | 16,991,000 |
| Provision for loan losses | 2,425,000 | 3,925,000 | 5,925,000 | 7,525,000 |
| Pretax income | 464,000 | 1,388,000 | 2,284,000 | 2,104,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 464,000 | 1,388,000 | 2,284,000 | 2,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,696,000 | 45,619,000 | 46,516,000 | 46,336,000 |
| Total capital | 48,364,000 | 49,086,000 | 50,127,000 | 50,005,000 |
| Risk-weighted assets | 286,544,000 | 273,882,000 | 284,711,000 | 289,068,000 |
Machine access — free, no API key
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