Call report 2008Q4
HELM BANK USA — 2008Q4
The 22 measures HELM BANK USA reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 639,659,000 | USD | evidence → |
| Total loans | 280,031,000 | USD | evidence → |
| Allowance for loan losses | 11,116,000 | USD | evidence → |
| Securities available for sale | 90,245,000 | USD | evidence → |
| Securities held to maturity | 150,165,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 591,390,000 | USD | evidence → |
| Interest-bearing deposits | 383,485,000 | USD | evidence → |
| Noninterest-bearing deposits | 207,905,000 | USD | evidence → |
| Equity capital | 43,371,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,751,000 | USD | evidence → |
| Interest expense | 6,652,000 | USD | evidence → |
| Net interest income | 22,099,000 | USD | evidence → |
| Noninterest income | 2,517,000 | USD | evidence → |
| Noninterest expense | 14,335,000 | USD | evidence → |
| Provision for loan losses | 9,600,000 | USD | evidence → |
| Pretax income | 219,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 219,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,232,000 | USD | evidence → |
| Total capital | 47,804,000 | USD | evidence → |
| Risk-weighted assets | 278,247,000 | USD | evidence → |