Call report 2005Q4
HELM BANK USA — 2005Q4
The 22 measures HELM BANK USA reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 409,890,000 | USD | evidence → |
| Total loans | 329,494,000 | USD | evidence → |
| Allowance for loan losses | 3,487,000 | USD | evidence → |
| Securities available for sale | 15,049,000 | USD | evidence → |
| Securities held to maturity | 2,738,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 344,374,000 | USD | evidence → |
| Interest-bearing deposits | 258,240,000 | USD | evidence → |
| Noninterest-bearing deposits | 86,134,000 | USD | evidence → |
| Equity capital | 27,557,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,406,000 | USD | evidence → |
| Interest expense | 5,084,000 | USD | evidence → |
| Net interest income | 16,322,000 | USD | evidence → |
| Noninterest income | 1,790,000 | USD | evidence → |
| Noninterest expense | 9,964,000 | USD | evidence → |
| Provision for loan losses | 490,000 | USD | evidence → |
| Pretax income | 7,658,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 7,635,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,707,000 | USD | evidence → |
| Total capital | 30,486,000 | USD | evidence → |
| Risk-weighted assets | 221,598,000 | USD | evidence → |