Call report 2003Q4
HELM BANK USA — 2003Q4
The 22 measures HELM BANK USA reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 280,425,000 | USD | evidence → |
| Total loans | 210,745,000 | USD | evidence → |
| Allowance for loan losses | 2,164,000 | USD | evidence → |
| Securities available for sale | 12,272,000 | USD | evidence → |
| Securities held to maturity | 2,170,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 231,321,000 | USD | evidence → |
| Interest-bearing deposits | 165,632,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,690,000 | USD | evidence → |
| Equity capital | 16,988,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,836,000 | USD | evidence → |
| Interest expense | 3,131,000 | USD | evidence → |
| Net interest income | 10,705,000 | USD | evidence → |
| Noninterest income | 884,000 | USD | evidence → |
| Noninterest expense | 6,366,000 | USD | evidence → |
| Provision for loan losses | 230,000 | USD | evidence → |
| Pretax income | 5,395,000 | USD | evidence → |
| Income tax | 98,000 | USD | evidence → |
| Net income | 5,297,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,984,000 | USD | evidence → |
| Total capital | 18,791,000 | USD | evidence → |
| Risk-weighted assets | 144,170,000 | USD | evidence → |