Call reports 2006
AMERICAN BANK OF TEXAS - SEGUIN — 2006
What AMERICAN BANK OF TEXAS - SEGUIN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 |
|---|---|
| Total assets | 275,296,000 |
| Total loans | 117,078,000 |
| Allowance for loan losses | 1,331,000 |
| Securities available for sale | 88,665,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 214,538,000 |
| Interest-bearing deposits | 170,845,000 |
| Noninterest-bearing deposits | 43,693,000 |
| Equity capital | 47,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 |
|---|---|
| Interest income | 3,281,000 |
| Interest expense | 1,134,000 |
| Net interest income | 2,147,000 |
| Noninterest income | 693,000 |
| Noninterest expense | 2,285,000 |
| Provision for loan losses | 6,000 |
| Pretax income | 628,000 |
| Income tax | 136,000 |
| Net income | 492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 |
|---|---|
| Tier 1 capital | 25,343,000 |
| Total capital | 26,776,000 |
| Risk-weighted assets | 145,135,000 |