Call reports 2002
AMERICAN BANK OF TEXAS - SEGUIN — 2002
What AMERICAN BANK OF TEXAS - SEGUIN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 236,245,000 | 247,239,000 | 248,275,000 | 256,434,000 |
| Total loans | 108,404,000 | 111,488,000 | 113,876,000 | 114,457,000 |
| Allowance for loan losses | 1,334,000 | 1,336,000 | 1,340,000 | 1,400,000 |
| Securities available for sale | 92,483,000 | 94,337,000 | 97,409,000 | 98,780,000 |
| Securities held to maturity | 2,475,000 | 2,474,000 | 1,788,000 | 1,787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,243,000 | 188,009,000 | 186,742,000 | 195,247,000 |
| Interest-bearing deposits | 146,048,000 | 148,982,000 | 150,194,000 | 154,529,000 |
| Noninterest-bearing deposits | 33,195,000 | 39,027,000 | 36,548,000 | 40,718,000 |
| Equity capital | 37,291,000 | 39,146,000 | 40,650,000 | 39,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,368,000 | 6,731,000 | 10,154,000 | 13,513,000 |
| Interest expense | 1,009,000 | 1,967,000 | 2,949,000 | 3,916,000 |
| Net interest income | 2,359,000 | 4,764,000 | 7,205,000 | 9,597,000 |
| Noninterest income | 549,000 | 1,107,000 | 1,664,000 | 2,207,000 |
| Noninterest expense | 2,078,000 | 4,209,000 | 6,459,000 | 8,731,000 |
| Provision for loan losses | 12,000 | 42,000 | 97,000 | 174,000 |
| Pretax income | 818,000 | 1,620,000 | 2,313,000 | 2,881,000 |
| Income tax | 151,000 | 218,000 | 341,000 | 412,000 |
| Net income | 667,000 | 1,402,000 | 1,972,000 | 2,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,272,000 | 37,345,000 | 37,956,000 | 36,965,000 |
| Total capital | 37,606,000 | 38,681,000 | 39,296,000 | 38,365,000 |
| Risk-weighted assets | 141,640,000 | 144,725,000 | 148,457,000 | 150,806,000 |