Call reports 2001
AMERICAN BANK OF TEXAS - SEGUIN — 2001
What AMERICAN BANK OF TEXAS - SEGUIN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 236,689,000 | 233,656,000 | 239,862,000 | 245,696,000 |
| Total loans | 103,120,000 | 104,436,000 | 104,288,000 | 106,668,000 |
| Allowance for loan losses | 1,337,000 | 1,338,000 | 1,351,000 | 1,329,000 |
| Securities available for sale | 97,845,000 | 95,009,000 | 103,788,000 | 99,014,000 |
| Securities held to maturity | 2,626,000 | 2,625,000 | 2,478,000 | 2,477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,807,000 | 176,992,000 | 181,522,000 | 187,512,000 |
| Interest-bearing deposits | 149,530,000 | 142,915,000 | 150,038,000 | 149,979,000 |
| Noninterest-bearing deposits | 31,277,000 | 34,077,000 | 31,484,000 | 37,533,000 |
| Equity capital | 36,235,000 | 36,785,000 | 38,337,000 | 36,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,913,000 | 7,662,000 | 11,368,000 | 14,926,000 |
| Interest expense | 1,764,000 | 3,324,000 | 4,716,000 | 5,911,000 |
| Net interest income | 2,149,000 | 4,338,000 | 6,652,000 | 9,015,000 |
| Noninterest income | 490,000 | 998,000 | 1,521,000 | 2,093,000 |
| Noninterest expense | 1,819,000 | 3,775,000 | 5,746,000 | 7,738,000 |
| Provision for loan losses | 10,000 | 25,000 | 35,000 | 45,000 |
| Pretax income | 810,000 | 1,536,000 | 2,392,000 | 3,325,000 |
| Income tax | 160,000 | 295,000 | 480,000 | 617,000 |
| Net income | 650,000 | 1,241,000 | 1,912,000 | 2,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,172,000 | 35,757,000 | 36,424,000 | 35,750,000 |
| Total capital | 36,509,000 | 37,095,000 | 37,775,000 | 37,079,000 |
| Risk-weighted assets | 129,739,000 | 132,461,000 | 137,619,000 | 142,444,000 |