Call report 2025Q4
CITIZENS STATE BANK — 2025Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 462,831,000 | USD | evidence → |
| Total loans | 350,934,000 | USD | evidence → |
| Allowance for loan losses | 3,956,000 | USD | evidence → |
| Securities available for sale | 57,844,000 | USD | evidence → |
| Securities held to maturity | 2,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 401,039,000 | USD | evidence → |
| Interest-bearing deposits | 309,079,000 | USD | evidence → |
| Noninterest-bearing deposits | 91,961,000 | USD | evidence → |
| Equity capital | 58,013,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,645,000 | USD | evidence → |
| Interest expense | 7,234,000 | USD | evidence → |
| Net interest income | 16,411,000 | USD | evidence → |
| Noninterest income | 1,071,000 | USD | evidence → |
| Noninterest expense | 12,446,000 | USD | evidence → |
| Provision for loan losses | 1,070,000 | USD | evidence → |
| Pretax income | 3,966,000 | USD | evidence → |
| Income tax | 762,000 | USD | evidence → |
| Net income | 3,204,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,618,000 | USD | evidence → |
| Total capital | 67,163,000 | USD | evidence → |
| Risk-weighted assets | 388,480,000 | USD | evidence → |