Call report 2004Q4
CITIZENS STATE BANK — 2004Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,582,000 | USD | evidence → |
| Total loans | 51,198,000 | USD | evidence → |
| Allowance for loan losses | 770,000 | USD | evidence → |
| Securities available for sale | 53,800,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,469,000 | USD | evidence → |
| Interest-bearing deposits | 73,827,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,642,000 | USD | evidence → |
| Equity capital | 11,886,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,414,000 | USD | evidence → |
| Interest expense | 1,724,000 | USD | evidence → |
| Net interest income | 4,690,000 | USD | evidence → |
| Noninterest income | 1,309,000 | USD | evidence → |
| Noninterest expense | 4,704,000 | USD | evidence → |
| Provision for loan losses | 580,000 | USD | evidence → |
| Pretax income | 728,000 | USD | evidence → |
| Income tax | 162,000 | USD | evidence → |
| Net income | 566,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,089,000 | USD | evidence → |
| Total capital | 12,859,000 | USD | evidence → |
| Risk-weighted assets | 71,395,000 | USD | evidence → |