Call reports 2001

CITIZENS STATE BANK — 2001

Name: CITIZENS STATE BANK — FFIEC call report 2001
Creator: CITIZENS STATE BANK

What CITIZENS STATE BANK reported to the FFIEC in 2001, quarter by quarter.

PERIOD: 2001SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b98c85f3-7b54-4c06-bad1-e31b2e18c609/2001

Balance sheet

What the bank holds and owes at quarter end

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Total assets	99,541,000	103,295,000	102,887,000	103,277,000
Total loans	47,870,000	48,731,000	50,751,000	52,694,000
Allowance for loan losses	718,000	747,000	761,000	781,000
Securities available for sale	42,114,000	42,469,000	44,145,000	43,519,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	87,090,000	84,059,000	83,248,000	83,197,000
Interest-bearing deposits	74,280,000	70,299,000	67,469,000	65,776,000
Noninterest-bearing deposits	12,810,000	13,760,000	15,779,000	17,421,000
Equity capital	9,904,000	10,081,000	10,412,000	10,061,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Interest income	1,914,000	3,935,000	5,940,000	7,850,000
Interest expense	880,000	1,737,000	2,561,000	3,323,000
Net interest income	1,034,000	2,198,000	3,379,000	4,527,000
Noninterest income	164,000	321,000	488,000	655,000
Noninterest expense	990,000	2,005,000	3,023,000	4,083,000
Provision for loan losses	55,000	150,000	215,000	252,000
Pretax income	172,000	383,000	640,000	878,000
Income tax	40,000	88,000	147,000	363,000
Net income	132,000	295,000	493,000	515,000

Basel measures — not reported for every quarter

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Tier 1 capital	9,850,000	10,078,000	10,223,000	10,237,000
Total capital	10,549,000	10,825,000	10,984,000	11,018,000
Risk-weighted assets	55,866,000	65,613,000	61,186,000	63,468,000