Call reports 2025
FIRST WESTERN BANK — 2025
What FIRST WESTERN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 726,034,000 | 741,619,000 | 721,108,000 | 742,792,000 |
| Total loans | 569,583,000 | 572,131,000 | 567,717,000 | 604,944,000 |
| Allowance for loan losses | 4,929,000 | 5,135,000 | 5,537,000 | 5,998,000 |
| Securities available for sale | 76,281,000 | 76,990,000 | 84,756,000 | 78,985,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 648,231,000 | 667,037,000 | 643,838,000 | 657,470,000 |
| Interest-bearing deposits | 561,756,000 | 573,774,000 | 553,305,000 | 564,401,000 |
| Noninterest-bearing deposits | 86,475,000 | 93,263,000 | 90,533,000 | 93,069,000 |
| Equity capital | 61,459,000 | 62,792,000 | 65,624,000 | 66,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,597,000 | 21,689,000 | 32,664,000 | 44,189,000 |
| Interest expense | 4,492,000 | 9,067,000 | 13,373,000 | 17,591,000 |
| Net interest income | 6,105,000 | 12,622,000 | 19,291,000 | 26,598,000 |
| Noninterest income | 831,000 | 1,757,000 | 3,189,000 | 4,213,000 |
| Noninterest expense | 5,406,000 | 10,602,000 | 16,018,000 | 21,630,000 |
| Provision for loan losses | -73,000 | 132,000 | 532,000 | 1,023,000 |
| Pretax income | 1,530,000 | 3,577,000 | 5,862,000 | 7,931,000 |
| Income tax | 256,000 | 829,000 | 1,518,000 | 1,821,000 |
| Net income | 1,274,000 | 2,748,000 | 4,344,000 | 6,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,651,000 | 65,124,000 | 66,720,000 | 67,211,000 |
| Total capital | 68,655,000 | 70,329,000 | 72,327,000 | 73,288,000 |
| Risk-weighted assets | 544,299,000 | 550,447,000 | 542,615,000 | 573,783,000 |