Call reports 2019
FIRST WESTERN BANK — 2019
What FIRST WESTERN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 432,503,000 | 447,535,000 | 449,168,000 | 462,196,000 |
| Total loans | 359,721,000 | 375,306,000 | 377,877,000 | 388,274,000 |
| Allowance for loan losses | 3,596,000 | 3,633,000 | 3,736,000 | 3,875,000 |
| Securities available for sale | 23,858,000 | 20,732,000 | 21,305,000 | 28,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,852,000 | 380,214,000 | 395,596,000 | 407,129,000 |
| Interest-bearing deposits | 322,654,000 | 338,175,000 | 353,460,000 | 366,147,000 |
| Noninterest-bearing deposits | 38,198,000 | 42,039,000 | 42,137,000 | 40,981,000 |
| Equity capital | 37,704,000 | 38,460,000 | 39,170,000 | 39,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,107,000 | 10,548,000 | 16,153,000 | 21,819,000 |
| Interest expense | 1,330,000 | 2,845,000 | 4,451,000 | 6,023,000 |
| Net interest income | 3,777,000 | 7,703,000 | 11,702,000 | 15,796,000 |
| Noninterest income | 900,000 | 1,911,000 | 3,137,000 | 4,151,000 |
| Noninterest expense | 3,574,000 | 7,340,000 | 11,044,000 | 14,798,000 |
| Provision for loan losses | 22,000 | 91,000 | 242,000 | 332,000 |
| Pretax income | 1,081,000 | 2,183,000 | 3,552,000 | 4,816,000 |
| Income tax | 285,000 | 492,000 | 876,000 | 1,274,000 |
| Net income | 796,000 | 1,691,000 | 2,676,000 | 3,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,213,000 | 37,795,000 | 38,467,000 | 38,706,000 |
| Total capital | 40,809,000 | 41,428,000 | 42,203,000 | 42,581,000 |
| Risk-weighted assets | 329,187,000 | 341,558,000 | 341,250,000 | 345,805,000 |