Call reports 2018
FIRST WESTERN BANK — 2018
What FIRST WESTERN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 390,886,000 | 404,173,000 | 419,703,000 | 424,675,000 |
| Total loans | 330,881,000 | 334,967,000 | 349,931,000 | 353,978,000 |
| Allowance for loan losses | 3,309,000 | 3,334,000 | 3,356,000 | 3,566,000 |
| Securities available for sale | 17,578,000 | 30,179,000 | 29,147,000 | 28,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,397,000 | 362,200,000 | 356,384,000 | 357,282,000 |
| Interest-bearing deposits | 321,807,000 | 328,524,000 | 322,231,000 | 323,847,000 |
| Noninterest-bearing deposits | 30,591,000 | 33,677,000 | 34,153,000 | 33,435,000 |
| Equity capital | 31,616,000 | 35,910,000 | 36,232,000 | 36,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,436,000 | 8,995,000 | 13,867,000 | 18,969,000 |
| Interest expense | 764,000 | 1,691,000 | 2,829,000 | 4,166,000 |
| Net interest income | 3,672,000 | 7,304,000 | 11,038,000 | 14,803,000 |
| Noninterest income | 1,204,000 | 2,202,000 | 3,095,000 | 4,002,000 |
| Noninterest expense | 3,552,000 | 7,225,000 | 10,801,000 | 14,377,000 |
| Provision for loan losses | 64,000 | 111,000 | 171,000 | 436,000 |
| Pretax income | 1,260,000 | 2,170,000 | 3,161,000 | 3,992,000 |
| Income tax | 353,000 | 623,000 | 900,000 | 1,087,000 |
| Net income | 907,000 | 1,547,000 | 2,261,000 | 2,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,244,000 | 35,608,000 | 36,049,000 | 36,417,000 |
| Total capital | 34,553,000 | 38,942,000 | 39,405,000 | 39,983,000 |
| Risk-weighted assets | 306,645,000 | 306,930,000 | 318,720,000 | 323,454,000 |