Call reports 2016
FIRST WESTERN BANK — 2016
What FIRST WESTERN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 343,716,000 | 349,847,000 | 365,126,000 | 358,673,000 |
| Total loans | 291,102,000 | 295,975,000 | 299,655,000 | 302,357,000 |
| Allowance for loan losses | 2,919,000 | 2,989,000 | 3,021,000 | 3,055,000 |
| Securities available for sale | 12,059,000 | 11,191,000 | 10,808,000 | 9,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,360,000 | 303,257,000 | 314,122,000 | 322,678,000 |
| Interest-bearing deposits | 278,394,000 | 276,122,000 | 286,589,000 | 295,508,000 |
| Noninterest-bearing deposits | 24,966,000 | 27,134,000 | 27,533,000 | 27,170,000 |
| Equity capital | 28,417,000 | 28,857,000 | 29,239,000 | 29,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,744,000 | 7,438,000 | 11,234,000 | 15,071,000 |
| Interest expense | 504,000 | 1,008,000 | 1,526,000 | 2,094,000 |
| Net interest income | 3,240,000 | 6,430,000 | 9,708,000 | 12,977,000 |
| Noninterest income | 882,000 | 1,638,000 | 2,666,000 | 3,559,000 |
| Noninterest expense | 3,111,000 | 6,331,000 | 9,650,000 | 12,956,000 |
| Provision for loan losses | 68,000 | 143,000 | 539,000 | 574,000 |
| Pretax income | 943,000 | 1,594,000 | 2,185,000 | 3,007,000 |
| Income tax | 304,000 | 528,000 | 742,000 | 992,000 |
| Net income | 639,000 | 1,066,000 | 1,443,000 | 2,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,835,000 | 28,262,000 | 28,639,000 | 29,011,000 |
| Total capital | 30,754,000 | 31,251,000 | 31,660,000 | 32,066,000 |
| Risk-weighted assets | 271,623,000 | 276,765,000 | 280,811,000 | 285,685,000 |