Call reports 2015
FIRST WESTERN BANK — 2015
What FIRST WESTERN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 324,366,000 | 326,794,000 | 331,870,000 | 344,631,000 |
| Total loans | 260,819,000 | 264,300,000 | 270,334,000 | 284,686,000 |
| Allowance for loan losses | 2,662,000 | 2,660,000 | 2,706,000 | 2,852,000 |
| Securities available for sale | 14,320,000 | 19,155,000 | 18,622,000 | 15,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,700,000 | 288,593,000 | 298,997,000 | 302,572,000 |
| Interest-bearing deposits | 269,872,000 | 263,856,000 | 272,296,000 | 281,394,000 |
| Noninterest-bearing deposits | 23,828,000 | 24,737,000 | 26,701,000 | 21,178,000 |
| Equity capital | 27,177,000 | 27,545,000 | 27,448,000 | 27,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,489,000 | 6,923,000 | 10,475,000 | 14,119,000 |
| Interest expense | 482,000 | 964,000 | 1,464,000 | 1,970,000 |
| Net interest income | 3,007,000 | 5,959,000 | 9,011,000 | 12,149,000 |
| Noninterest income | 648,000 | 1,247,000 | 2,010,000 | 2,820,000 |
| Noninterest expense | 2,964,000 | 5,917,000 | 8,947,000 | 12,222,000 |
| Provision for loan losses | 25,000 | 25,000 | 79,000 | 258,000 |
| Pretax income | 666,000 | 1,264,000 | 1,995,000 | 2,489,000 |
| Income tax | 215,000 | 381,000 | 611,000 | 788,000 |
| Net income | 451,000 | 883,000 | 1,384,000 | 1,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,572,000 | 27,003,000 | 26,879,000 | 27,196,000 |
| Total capital | 29,234,000 | 29,663,000 | 29,585,000 | 30,048,000 |
| Risk-weighted assets | 244,906,000 | 251,076,000 | 255,447,000 | 266,858,000 |