Call reports 2014
FIRST WESTERN BANK — 2014
What FIRST WESTERN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 308,657,000 | 312,616,000 | 322,585,000 | 328,705,000 |
| Total loans | 245,887,000 | 255,246,000 | 262,105,000 | 265,634,000 |
| Allowance for loan losses | 2,463,000 | 2,560,000 | 2,672,000 | 2,663,000 |
| Securities available for sale | 19,148,000 | 17,661,000 | 15,488,000 | 14,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,777,000 | 283,269,000 | 290,580,000 | 292,784,000 |
| Interest-bearing deposits | 254,894,000 | 259,077,000 | 267,126,000 | 269,137,000 |
| Noninterest-bearing deposits | 24,883,000 | 24,192,000 | 23,454,000 | 23,647,000 |
| Equity capital | 25,063,000 | 25,522,000 | 26,067,000 | 26,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,424,000 | 6,961,000 | 10,593,000 | 14,127,000 |
| Interest expense | 491,000 | 989,000 | 1,508,000 | 2,027,000 |
| Net interest income | 2,933,000 | 5,972,000 | 9,085,000 | 12,100,000 |
| Noninterest income | 408,000 | 759,000 | 1,314,000 | 1,849,000 |
| Noninterest expense | 2,804,000 | 5,677,000 | 8,467,000 | 11,265,000 |
| Provision for loan losses | 45,000 | 135,000 | 247,000 | 307,000 |
| Pretax income | 492,000 | 919,000 | 1,685,000 | 2,377,000 |
| Income tax | 126,000 | 240,000 | 452,000 | 665,000 |
| Net income | 366,000 | 679,000 | 1,233,000 | 1,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,574,000 | 24,987,000 | 25,541,000 | 26,121,000 |
| Total capital | 27,037,000 | 27,547,000 | 28,213,000 | 28,784,000 |
| Risk-weighted assets | 230,033,000 | 234,634,000 | 232,301,000 | 238,629,000 |