Call reports 2013
FIRST WESTERN BANK — 2013
What FIRST WESTERN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 289,224,000 | 294,522,000 | 287,807,000 | 302,757,000 |
| Total loans | 222,661,000 | 222,565,000 | 226,168,000 | 242,141,000 |
| Allowance for loan losses | 1,772,000 | 1,838,000 | 1,776,000 | 2,440,000 |
| Securities available for sale | 25,661,000 | 22,624,000 | 21,511,000 | 19,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,162,000 | 255,690,000 | 255,984,000 | 269,391,000 |
| Interest-bearing deposits | 235,017,000 | 232,608,000 | 231,259,000 | 245,046,000 |
| Noninterest-bearing deposits | 25,145,000 | 23,082,000 | 24,725,000 | 24,345,000 |
| Equity capital | 24,702,000 | 24,605,000 | 24,671,000 | 24,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,394,000 | 6,882,000 | 10,282,000 | 13,731,000 |
| Interest expense | 540,000 | 1,061,000 | 1,571,000 | 2,078,000 |
| Net interest income | 2,854,000 | 5,821,000 | 8,711,000 | 11,653,000 |
| Noninterest income | 484,000 | 947,000 | 1,210,000 | 1,634,000 |
| Noninterest expense | 2,757,000 | 5,631,000 | 8,208,000 | 10,960,000 |
| Provision for loan losses | 35,000 | 145,000 | 155,000 | 849,000 |
| Pretax income | 546,000 | 992,000 | 1,558,000 | 1,478,000 |
| Income tax | 154,000 | 242,000 | 402,000 | 358,000 |
| Net income | 392,000 | 750,000 | 1,156,000 | 1,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,998,000 | 24,126,000 | 24,222,000 | 24,208,000 |
| Total capital | 25,770,000 | 25,964,000 | 25,998,000 | 26,648,000 |
| Risk-weighted assets | 221,265,000 | 223,018,000 | 217,616,000 | 229,245,000 |