Call reports 2012
FIRST WESTERN BANK — 2012
What FIRST WESTERN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 279,050,000 | 275,017,000 | 277,708,000 | 286,472,000 |
| Total loans | 203,912,000 | 205,223,000 | 210,894,000 | 218,169,000 |
| Allowance for loan losses | 1,933,000 | 1,872,000 | 1,761,000 | 1,749,000 |
| Securities available for sale | 25,917,000 | 27,454,000 | 25,127,000 | 23,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,556,000 | 246,116,000 | 246,181,000 | 255,014,000 |
| Interest-bearing deposits | 230,884,000 | 226,017,000 | 226,194,000 | 233,403,000 |
| Noninterest-bearing deposits | 19,672,000 | 20,099,000 | 19,987,000 | 21,611,000 |
| Equity capital | 24,632,000 | 24,968,000 | 25,059,000 | 24,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,549,000 | 6,925,000 | 10,454,000 | 13,965,000 |
| Interest expense | 675,000 | 1,308,000 | 1,933,000 | 2,526,000 |
| Net interest income | 2,874,000 | 5,617,000 | 8,521,000 | 11,439,000 |
| Noninterest income | 377,000 | 766,000 | 1,126,000 | 1,450,000 |
| Noninterest expense | 2,576,000 | 5,129,000 | 7,923,000 | 10,663,000 |
| Provision for loan losses | -3,000 | -3,000 | 3,000 | 40,000 |
| Pretax income | 687,000 | 1,266,000 | 1,731,000 | 2,208,000 |
| Income tax | 85,000 | 17,000 | 44,000 | 156,000 |
| Net income | 602,000 | 1,249,000 | 1,687,000 | 2,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,788,000 | 24,134,000 | 24,207,000 | 23,970,000 |
| Total capital | 25,721,000 | 26,006,000 | 25,968,000 | 25,719,000 |
| Risk-weighted assets | 203,640,000 | 206,230,000 | 215,549,000 | 217,065,000 |