Call reports 2011
FIRST WESTERN BANK — 2011
What FIRST WESTERN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 274,959,000 | 279,361,000 | 272,224,000 | 282,050,000 |
| Total loans | 192,531,000 | 193,805,000 | 201,317,000 | 211,333,000 |
| Allowance for loan losses | 2,344,000 | 2,149,000 | 2,358,000 | 2,023,000 |
| Securities available for sale | 35,161,000 | 34,295,000 | 30,185,000 | 27,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,201,000 | 251,845,000 | 244,364,000 | 249,395,000 |
| Interest-bearing deposits | 229,250,000 | 231,748,000 | 224,164,000 | 230,470,000 |
| Noninterest-bearing deposits | 18,950,000 | 20,098,000 | 20,200,000 | 18,925,000 |
| Equity capital | 23,380,000 | 23,860,000 | 23,959,000 | 24,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,381,000 | 6,837,000 | 10,353,000 | 13,989,000 |
| Interest expense | 889,000 | 1,784,000 | 2,595,000 | 3,317,000 |
| Net interest income | 2,492,000 | 5,053,000 | 7,758,000 | 10,672,000 |
| Noninterest income | 271,000 | 595,000 | 1,081,000 | 1,492,000 |
| Noninterest expense | 2,435,000 | 5,008,000 | 7,642,000 | 10,247,000 |
| Provision for loan losses | 100,000 | 125,000 | 380,000 | 524,000 |
| Pretax income | 228,000 | 515,000 | 916,000 | 1,493,000 |
| Income tax | -3,000 | 3,000 | -38,000 | -9,000 |
| Net income | 231,000 | 512,000 | 954,000 | 1,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,647,000 | 22,929,000 | 23,068,000 | 23,450,000 |
| Total capital | 24,991,000 | 25,078,000 | 25,426,000 | 25,473,000 |
| Risk-weighted assets | 199,453,000 | 199,855,000 | 205,526,000 | 213,512,000 |