Call reports 2010
FIRST WESTERN BANK — 2010
What FIRST WESTERN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 286,141,000 | 282,980,000 | 273,136,000 | 272,543,000 |
| Total loans | 204,519,000 | 197,420,000 | 196,106,000 | 195,919,000 |
| Allowance for loan losses | 3,083,000 | 2,453,000 | 2,452,000 | 2,305,000 |
| Securities available for sale | 28,410,000 | 36,476,000 | 38,528,000 | 36,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,233,000 | 256,744,000 | 245,107,000 | 246,170,000 |
| Interest-bearing deposits | 240,630,000 | 238,449,000 | 227,402,000 | 227,319,000 |
| Noninterest-bearing deposits | 19,603,000 | 18,295,000 | 17,705,000 | 18,852,000 |
| Equity capital | 22,900,000 | 23,170,000 | 23,710,000 | 23,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,666,000 | 7,289,000 | 10,965,000 | 14,525,000 |
| Interest expense | 1,164,000 | 2,252,000 | 3,265,000 | 4,179,000 |
| Net interest income | 2,502,000 | 5,037,000 | 7,700,000 | 10,346,000 |
| Noninterest income | 330,000 | 591,000 | 1,048,000 | 1,049,000 |
| Noninterest expense | 2,487,000 | 5,126,000 | 7,788,000 | 10,506,000 |
| Provision for loan losses | 158,000 | 242,000 | 242,000 | 777,000 |
| Pretax income | 187,000 | 309,000 | 767,000 | 637,000 |
| Income tax | -427,000 | -455,000 | -418,000 | -389,000 |
| Net income | 614,000 | 764,000 | 1,185,000 | 1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,005,000 | 22,155,000 | 22,575,000 | 22,416,000 |
| Total capital | 24,420,000 | 24,608,000 | 25,027,000 | 24,721,000 |
| Risk-weighted assets | 213,439,000 | 211,148,000 | 207,765,000 | 202,756,000 |