Call reports 2009
FIRST WESTERN BANK — 2009
What FIRST WESTERN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 285,962,000 | 291,778,000 | 283,546,000 | 280,800,000 |
| Total loans | 209,179,000 | 214,658,000 | 212,458,000 | 206,985,000 |
| Allowance for loan losses | 1,975,000 | 1,632,000 | 1,976,000 | 2,945,000 |
| Securities available for sale | 37,795,000 | 30,772,000 | 30,552,000 | 30,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,595,000 | 256,800,000 | 246,202,000 | 255,291,000 |
| Interest-bearing deposits | 231,909,000 | 234,356,000 | 224,709,000 | 234,762,000 |
| Noninterest-bearing deposits | 18,686,000 | 22,444,000 | 21,493,000 | 20,529,000 |
| Equity capital | 24,650,000 | 24,129,000 | 23,865,000 | 22,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,885,000 | 7,766,000 | 11,593,000 | 15,414,000 |
| Interest expense | 1,493,000 | 2,931,000 | 4,226,000 | 5,478,000 |
| Net interest income | 2,392,000 | 4,835,000 | 7,367,000 | 9,936,000 |
| Noninterest income | 485,000 | 974,000 | 1,343,000 | 1,051,000 |
| Noninterest expense | 2,826,000 | 6,031,000 | 8,822,000 | 11,788,000 |
| Provision for loan losses | 236,000 | 476,000 | 973,000 | 2,348,000 |
| Pretax income | 114,000 | -237,000 | -483,000 | -2,472,000 |
| Income tax | 0 | 36,000 | 49,000 | 73,000 |
| Net income | 114,000 | -273,000 | -532,000 | -2,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,749,000 | 23,363,000 | 23,103,000 | 21,390,000 |
| Total capital | 25,724,000 | 24,995,000 | 25,079,000 | 24,131,000 |
| Risk-weighted assets | 218,821,000 | 218,707,000 | 222,679,000 | 218,295,000 |