Call reports 2007
FIRST WESTERN BANK — 2007
What FIRST WESTERN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 295,563,000 | 297,269,000 | 315,268,000 | 299,825,000 |
| Total loans | 216,970,000 | 222,051,000 | 215,668,000 | 215,587,000 |
| Allowance for loan losses | 2,466,000 | 2,584,000 | 3,083,000 | 3,051,000 |
| Securities available for sale | 31,210,000 | 30,815,000 | 50,056,000 | 37,615,000 |
| Securities held to maturity | 16,796,000 | 17,538,000 | 16,703,000 | 16,479,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,568,000 | 229,011,000 | 240,803,000 | 243,158,000 |
| Interest-bearing deposits | 213,894,000 | 211,346,000 | 224,046,000 | 226,256,000 |
| Noninterest-bearing deposits | 20,674,000 | 17,664,000 | 16,758,000 | 16,901,000 |
| Equity capital | 24,825,000 | 24,499,000 | 23,934,000 | 24,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,430,000 | 10,554,000 | 15,614,000 | 20,656,000 |
| Interest expense | 2,564,000 | 5,097,000 | 7,850,000 | 10,554,000 |
| Net interest income | 2,866,000 | 5,457,000 | 7,764,000 | 10,102,000 |
| Noninterest income | 437,000 | 884,000 | 1,354,000 | 1,804,000 |
| Noninterest expense | 2,713,000 | 5,457,000 | 8,221,000 | 10,636,000 |
| Provision for loan losses | 124,000 | 272,000 | 1,265,000 | 1,275,000 |
| Pretax income | 465,000 | 612,000 | -366,000 | 37,000 |
| Income tax | 116,000 | 74,000 | -122,000 | -85,000 |
| Net income | 349,000 | 538,000 | -244,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,605,000 | 24,543,000 | 23,612,000 | 23,977,000 |
| Total capital | 27,071,000 | 27,127,000 | 26,432,000 | 26,768,000 |
| Risk-weighted assets | 221,479,000 | 228,106,000 | 228,526,000 | 226,031,000 |