Call reports 2006
FIRST WESTERN BANK — 2006
What FIRST WESTERN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 294,672,000 | 314,506,000 | 312,199,000 | 307,807,000 |
| Total loans | 213,234,000 | 230,434,000 | 229,933,000 | 227,793,000 |
| Allowance for loan losses | 2,167,000 | 2,195,000 | 2,244,000 | 2,318,000 |
| Securities available for sale | 34,821,000 | 33,581,000 | 31,310,000 | 31,764,000 |
| Securities held to maturity | 17,568,000 | 18,089,000 | 18,072,000 | 17,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,962,000 | 232,002,000 | 232,203,000 | 236,893,000 |
| Interest-bearing deposits | 213,107,000 | 208,621,000 | 208,832,000 | 214,453,000 |
| Noninterest-bearing deposits | 22,855,000 | 23,381,000 | 23,370,000 | 22,440,000 |
| Equity capital | 20,723,000 | 20,548,000 | 21,958,000 | 22,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,789,000 | 9,864,000 | 15,362,000 | 20,909,000 |
| Interest expense | 1,875,000 | 4,133,000 | 6,774,000 | 9,445,000 |
| Net interest income | 2,914,000 | 5,731,000 | 8,588,000 | 11,464,000 |
| Noninterest income | 392,000 | 833,000 | 1,282,000 | 2,005,000 |
| Noninterest expense | 2,678,000 | 5,506,000 | 8,282,000 | 10,867,000 |
| Provision for loan losses | 105,000 | 137,000 | 205,000 | 282,000 |
| Pretax income | 523,000 | 917,000 | 1,381,000 | 2,318,000 |
| Income tax | 121,000 | 197,000 | 327,000 | 545,000 |
| Net income | 402,000 | 720,000 | 1,054,000 | 1,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,685,000 | 20,803,000 | 21,936,000 | 22,456,000 |
| Total capital | 22,852,000 | 22,998,000 | 24,180,000 | 24,774,000 |
| Risk-weighted assets | 220,277,000 | 234,105,000 | 235,998,000 | 232,067,000 |