Call reports 2005
FIRST WESTERN BANK — 2005
What FIRST WESTERN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 254,293,000 | 259,271,000 | 274,932,000 | 275,240,000 |
| Total loans | 172,642,000 | 181,452,000 | 194,135,000 | 194,920,000 |
| Allowance for loan losses | 1,786,000 | 1,889,000 | 1,999,000 | 2,062,000 |
| Securities available for sale | 38,605,000 | 36,951,000 | 35,078,000 | 34,750,000 |
| Securities held to maturity | 15,346,000 | 15,332,000 | 15,318,000 | 16,129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,722,000 | 188,892,000 | 198,550,000 | 219,282,000 |
| Interest-bearing deposits | 169,667,000 | 168,088,000 | 177,487,000 | 193,642,000 |
| Noninterest-bearing deposits | 19,055,000 | 20,804,000 | 21,063,000 | 25,640,000 |
| Equity capital | 19,964,000 | 20,332,000 | 20,511,000 | 20,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,702,000 | 7,557,000 | 11,894,000 | 16,359,000 |
| Interest expense | 1,080,000 | 2,321,000 | 3,792,000 | 5,480,000 |
| Net interest income | 2,622,000 | 5,236,000 | 8,102,000 | 10,879,000 |
| Noninterest income | 276,000 | 596,000 | 952,000 | 1,296,000 |
| Noninterest expense | 2,161,000 | 4,426,000 | 6,840,000 | 9,296,000 |
| Provision for loan losses | 105,000 | 217,000 | 324,000 | 432,000 |
| Pretax income | 632,000 | 1,190,000 | 1,877,000 | 2,434,000 |
| Income tax | 161,000 | 266,000 | 457,000 | 577,000 |
| Net income | 471,000 | 924,000 | 1,420,000 | 1,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,697,000 | 19,949,000 | 20,246,000 | 20,483,000 |
| Total capital | 21,483,000 | 21,838,000 | 22,245,000 | 22,545,000 |
| Risk-weighted assets | 177,708,000 | 186,923,000 | 198,056,000 | 201,757,000 |