Call reports 2004
FIRST WESTERN BANK — 2004
What FIRST WESTERN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 251,759,000 | 247,270,000 | 254,716,000 | 254,911,000 |
| Total loans | 158,825,000 | 161,893,000 | 167,502,000 | 173,104,000 |
| Allowance for loan losses | 1,493,000 | 1,603,000 | 1,621,000 | 1,683,000 |
| Securities available for sale | 53,953,000 | 47,702,000 | 42,840,000 | 41,673,000 |
| Securities held to maturity | 9,161,000 | 12,005,000 | 15,374,000 | 15,360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,549,000 | 190,222,000 | 183,725,000 | 187,056,000 |
| Interest-bearing deposits | 184,154,000 | 171,896,000 | 166,444,000 | 168,067,000 |
| Noninterest-bearing deposits | 14,394,000 | 18,326,000 | 17,281,000 | 18,989,000 |
| Equity capital | 19,409,000 | 18,852,000 | 19,706,000 | 20,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,379,000 | 6,752,000 | 10,247,000 | 13,927,000 |
| Interest expense | 1,120,000 | 2,209,000 | 3,253,000 | 4,313,000 |
| Net interest income | 2,259,000 | 4,543,000 | 6,994,000 | 9,614,000 |
| Noninterest income | 266,000 | 557,000 | 883,000 | 1,227,000 |
| Noninterest expense | 1,876,000 | 3,845,000 | 5,882,000 | 7,902,000 |
| Provision for loan losses | 106,000 | 219,000 | 327,000 | 426,000 |
| Pretax income | 544,000 | 1,036,000 | 1,671,000 | 2,516,000 |
| Income tax | 139,000 | 246,000 | 369,000 | 598,000 |
| Net income | 405,000 | 790,000 | 1,302,000 | 1,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,413,000 | 18,623,000 | 18,960,000 | 19,401,000 |
| Total capital | 19,906,000 | 20,226,000 | 20,581,000 | 21,084,000 |
| Risk-weighted assets | 163,956,000 | 167,523,000 | 174,862,000 | 175,689,000 |