Call reports 2003
FIRST WESTERN BANK — 2003
What FIRST WESTERN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 204,997,000 | 226,307,000 | 230,516,000 | 248,477,000 |
| Total loans | 143,037,000 | 146,274,000 | 149,582,000 | 153,799,000 |
| Allowance for loan losses | 1,300,000 | 1,391,000 | 1,395,000 | 1,389,000 |
| Securities available for sale | 38,033,000 | 48,832,000 | 52,654,000 | 62,488,000 |
| Securities held to maturity | 1,667,000 | 1,664,000 | 3,494,000 | 3,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,189,000 | 173,509,000 | 176,778,000 | 194,715,000 |
| Interest-bearing deposits | 155,058,000 | 159,429,000 | 162,285,000 | 179,094,000 |
| Noninterest-bearing deposits | 14,131,000 | 14,080,000 | 14,492,000 | 15,621,000 |
| Equity capital | 18,604,000 | 18,758,000 | 18,681,000 | 19,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,886,000 | 5,804,000 | 8,734,000 | 11,850,000 |
| Interest expense | 1,051,000 | 2,075,000 | 3,136,000 | 4,241,000 |
| Net interest income | 1,835,000 | 3,729,000 | 5,598,000 | 7,609,000 |
| Noninterest income | 339,000 | 658,000 | 1,129,000 | 1,435,000 |
| Noninterest expense | 1,601,000 | 3,279,000 | 5,073,000 | 6,821,000 |
| Provision for loan losses | 90,000 | 195,000 | 230,000 | 335,000 |
| Pretax income | 495,000 | 950,000 | 1,461,000 | 1,963,000 |
| Income tax | 100,000 | 223,000 | 335,000 | 396,000 |
| Net income | 395,000 | 727,000 | 1,126,000 | 1,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,536,000 | 17,693,000 | 17,917,000 | 18,182,000 |
| Total capital | 18,836,000 | 19,084,000 | 19,312,000 | 19,571,000 |
| Risk-weighted assets | 140,643,000 | 147,265,000 | 152,849,000 | 158,884,000 |