Call report 2026Q2 · Schedule RI

LAKE RIDGE BANK — Schedule RI — Income Statement, 2026Q2

Name: LAKE RIDGE BANK — Schedule RI — Income Statement, 2026Q2
Creator: LAKE RIDGE BANK
License: https://www.usa.gov/government-works

Year-to-date income and expense: interest income and expense by source, provision for credit losses, noninterest income and expense, realized securities gains, taxes and net income. Figures accumulate from January 1.

PERIOD: 2026Q2SOURCE: FFIEC Call Report, RI57 items, each source-linked

Cite: FACTANKER, https://factanker.com/entity/b98109a3-cc6b-4b93-ac3e-6e6762e85183/2026Q2/ri

What stands out

LAKE RIDGE BANK filed 57 items on Schedule RI for 2026Q2. The largest amount is $85.0M for “Total Interest Income”, 2.5 % of total assets. Next come “Interest And Fees On Loans” at $72.7M and “Net Interest Income” at $52.5M. 9 of the 57 items are reported as zero — the line exists on the form, the bank has no such position. Dollar amounts are as filed, in thousands of USD; counts, dates and ratios keep their own units. Every value links to its fact record with the filing it came from.

Schedule RI — Income Statement

Item	MDRM	Value as filed	Source
Interest Expense On Saving Deposits	RIAD0093	12,441	evidence →
Relzd Gains(loss) On Avl-fr-sle Secs	RIAD3196	-10	evidence →
Relzd Gains(loss) On Hld-to-mat Secs	RIAD3521	0	evidence →
Interest And Fees On Loans	RIAD4010	72,688	evidence →
Int & Fees On C & I Loans	RIAD4012	7,645	evidence →
Income&fees-fed Funds Sold & Sec Pur	RIAD4020	287	evidence →
Int&fee On Lns To Finance Agric Prod	RIAD4024	1,235	evidence →
Int & Fee On Oth Lns In Domestic Off	RIAD4058	3,145	evidence →
Int&div Inc On: All Other Securities	RIAD4060	2,717	evidence →
Income From Direct Lease Financing	RIAD4065	2	evidence →
Total Interest Expense	RIAD4073	32,542	evidence →
Net Interest Income	RIAD4074	52,453	evidence →
Total Noninterest Income	RIAD4079	9,985	evidence →
Service Charges On Dep Accts-dom Off	RIAD4080	394	evidence →
Other Noninterest Expense	RIAD4092	10,123	evidence →
Total Noninterest Expense	RIAD4093	41,114	evidence →
Total Interest Income	RIAD4107	84,995	evidence →
Interest On Bal With Deposit Inst	RIAD4115	3,416	evidence →
Salaries And Employee Benefits	RIAD4135	24,360	evidence →
Nbr Of Ft Equivalent Employees	RIAD4150	375	evidence →
Expense Of Fed Funds Pur & Sec Sold	RIAD4180	0	evidence →
Exp Of Bk Prem, Furniture, Etc	RIAD4217	3,451	evidence →
Net Income Before Extraordinary Item	RIAD4300	17,378	evidence →
Income (loss) Before Applicable Inco	RIAD4301	20,060	evidence →
Applicable Income Taxes	RIAD4302	2,682	evidence →
Estimated Other Tax-exempt Income	RIAD4313	287	evidence →
Net Income	RIAD4340	17,378	evidence →
Int&fee Inc On Lns Secd By 1-4 Fmly	RIAD4435	13,794	evidence →
Int&fee Inc On All Oth Lns Sec By RE	RIAD4436	47,435	evidence →
Tax-exempt Secs Issued By St&pol Sub	RIAD4507	1,330	evidence →
Int On Trans Accts(now,ats&telephon)	RIAD4508	11,609	evidence →
Other Interest Income	RIAD4518	578	evidence →
Net Gains(losses)on Other RE Owned	RIAD5415	0	evidence →
Net Gains(losses)on Sales Of Loans	RIAD5416	627	evidence →
Acquisition Date	RIAD9106	0	evidence →
Interest Income: Credit Cards	RIADB485	182	evidence →
Interest Income: Other Individual	RIADB486	487	evidence →
Int&div Income: U.s.trea Sec,etc	RIADB488	1,680	evidence →
Int&div Income: Mortgage-back Secur	RIADB489	3,627	evidence →
Nonint Inc: Net Servicing Fees	RIADB492	946	evidence →
Net Gains(loss): Sales Of Othr Asset	RIADB496	0	evidence →
Other Noninterest Income	RIADB497	4,163	evidence →
Goodwill Impairment Losses	RIADC216	0	evidence →
Amortization Expnse&impairmnt Losses	RIADC232	3,180	evidence →
Net Gains(loss) Ern Rpt At Fv	RIADF551	61	evidence →
Net Gn Ls Ern On Liability Rpt At Fv	RIADF553	0	evidence →
Discontinued Operations Net Of Tax	RIADFT28	0	evidence →
Less Net Inc Loss Attrtbl To Nonctrl	RIADG103	0	evidence →
Net Inc Loss Attrtbl To Bank Bhc	RIADG104	17,378	evidence →
Other Interest Expense	RIADGW44	4,034	evidence →
Interest Expense, Interest On Deposi	RIADHK03	3,557	evidence →
Interest Expense, Interest On Deposi	RIADHK04	901	evidence →
Income (loss) before unrealized hold	RIADHT69	19,823	evidence →
Unrealized holding gains (losses) on	RIADHT70	237	evidence →
Noninterest income: Fees and commiss	RIADHT73	1,070	evidence →
Noninterest income: Income from insu	RIADHT74	153	evidence →
Provisions For Credit Losses On Fina	RIADJJ33	1,491	evidence →

Other schedules of this call report

21 further schedules filed by LAKE RIDGE BANK for 2026Q2.

Schedule RC — Balance Sheet 39 items
Schedule RC-B — Securities 90 items
Schedule RC-C Part I — Loans and Leases 58 items
Schedule RC-C Part II — Loans to Small Businesses and Small Farms 24 items
Schedule RC-E — Deposit Liabilities 43 items
Schedule RC-F — Other Assets 17 items
Schedule RC-G — Other Liabilities 13 items
Schedule RC-K — Quarterly Averages 20 items
Schedule RC-L — Derivatives and Off-Balance-Sheet Items 28 items
Schedule RC-M — Memoranda 31 items
Schedule RC-N — Past Due and Nonaccrual Loans, Leases, and Other Assets 121 items
Schedule RC-O — Other Data for Deposit Insurance Assessments 25 items
Schedule RC-P — 1-4 Family Residential Mortgage Banking Activities 2 items
Schedule RC-R Part I — Regulatory Capital Components and Ratios 44 items
Schedule RC-R Part II — Risk-Weighted Assets 371 items
Schedule RC-T — Fiduciary and Related Services 55 items
Schedule RI-A — Changes in Bank Equity Capital 11 items
Schedule RI-B Part I — Charge-offs and Recoveries on Loans and Leases 36 items
Schedule RI-B Part II — Changes in Allowances for Credit Losses 23 items
Schedule RI-C — Disaggregated Data on the Allowance for Loan and Lease Losses 20 items
Schedule SU — Supplemental Information 6 items

Call report 2026Q2, headline measures →LAKE RIDGE BANK →

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