Call reports 2026
LAKE RIDGE BANK — 2026
What LAKE RIDGE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 3,334,131,000 | 3,353,305,000 |
| Total loans | 2,443,406,000 | 2,452,054,000 |
| Allowance for loan losses | 24,894,000 | 25,056,000 |
| Securities available for sale | 433,791,000 | 478,561,000 |
| Securities held to maturity | 4,320,000 | 4,327,000 |
| Trading assets | 0 | 0 |
| Total deposits | 2,764,955,000 | 2,788,408,000 |
| Interest-bearing deposits | 2,222,864,000 | 2,228,208,000 |
| Noninterest-bearing deposits | 542,091,000 | 560,200,000 |
| Equity capital | 340,777,000 | 350,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 41,897,000 | 84,995,000 |
| Interest expense | 16,367,000 | 32,542,000 |
| Net interest income | 25,530,000 | 52,453,000 |
| Noninterest income | 4,859,000 | 9,985,000 |
| Noninterest expense | 20,602,000 | 41,114,000 |
| Provision for loan losses | 141,000 | 139,000 |
| Pretax income | 9,009,000 | 20,060,000 |
| Income tax | 1,150,000 | 2,682,000 |
| Net income | 7,859,000 | 17,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 317,095,000 | 326,848,000 |
| Total capital | 344,956,000 | 355,492,000 |
| Risk-weighted assets | 2,753,623,000 | 2,730,493,000 |