Call report 2024Q4
LAKE RIDGE BANK — 2024Q4
The 22 measures LAKE RIDGE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,134,251,000 | USD | evidence → |
| Total loans | 2,414,007,000 | USD | evidence → |
| Allowance for loan losses | 24,172,000 | USD | evidence → |
| Securities available for sale | 303,220,000 | USD | evidence → |
| Securities held to maturity | 6,033,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,598,405,000 | USD | evidence → |
| Interest-bearing deposits | 2,065,016,000 | USD | evidence → |
| Noninterest-bearing deposits | 533,389,000 | USD | evidence → |
| Equity capital | 309,849,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 152,292,000 | USD | evidence → |
| Interest expense | 77,630,000 | USD | evidence → |
| Net interest income | 74,662,000 | USD | evidence → |
| Noninterest income | 18,195,000 | USD | evidence → |
| Noninterest expense | 70,952,000 | USD | evidence → |
| Provision for loan losses | 3,401,000 | USD | evidence → |
| Pretax income | 19,229,000 | USD | evidence → |
| Income tax | 1,660,000 | USD | evidence → |
| Net income | 17,569,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 287,130,000 | USD | evidence → |
| Total capital | 312,700,000 | USD | evidence → |
| Risk-weighted assets | 2,632,642,000 | USD | evidence → |