Call report 2020Q4
LAKE RIDGE BANK — 2020Q4
The 22 measures LAKE RIDGE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,611,748,000 | USD | evidence → |
| Total loans | 1,149,988,000 | USD | evidence → |
| Allowance for loan losses | 11,750,000 | USD | evidence → |
| Securities available for sale | 211,572,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,396,945,000 | USD | evidence → |
| Interest-bearing deposits | 1,053,102,000 | USD | evidence → |
| Noninterest-bearing deposits | 343,843,000 | USD | evidence → |
| Equity capital | 167,596,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 54,962,000 | USD | evidence → |
| Interest expense | 6,289,000 | USD | evidence → |
| Net interest income | 48,673,000 | USD | evidence → |
| Noninterest income | 19,239,000 | USD | evidence → |
| Noninterest expense | 40,717,000 | USD | evidence → |
| Provision for loan losses | 6,850,000 | USD | evidence → |
| Pretax income | 20,356,000 | USD | evidence → |
| Income tax | 4,742,000 | USD | evidence → |
| Net income | 15,614,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 143,724,000 | USD | evidence → |