Call report 2014Q4
LAKE RIDGE BANK — 2014Q4
The 22 measures LAKE RIDGE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 758,588,000 | USD | evidence → |
| Total loans | 524,226,000 | USD | evidence → |
| Allowance for loan losses | 9,152,000 | USD | evidence → |
| Securities available for sale | 70,405,000 | USD | evidence → |
| Securities held to maturity | 70,400,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 643,458,000 | USD | evidence → |
| Interest-bearing deposits | 524,007,000 | USD | evidence → |
| Noninterest-bearing deposits | 119,450,000 | USD | evidence → |
| Equity capital | 89,711,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,011,000 | USD | evidence → |
| Interest expense | 2,079,000 | USD | evidence → |
| Net interest income | 23,932,000 | USD | evidence → |
| Noninterest income | 6,459,000 | USD | evidence → |
| Noninterest expense | 21,715,000 | USD | evidence → |
| Provision for loan losses | 1,105,000 | USD | evidence → |
| Pretax income | 8,100,000 | USD | evidence → |
| Income tax | 3,139,000 | USD | evidence → |
| Net income | 4,961,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 80,880,000 | USD | evidence → |
| Total capital | 88,117,000 | USD | evidence → |
| Risk-weighted assets | 577,032,000 | USD | evidence → |