Call report 2012Q4
LAKE RIDGE BANK — 2012Q4
The 22 measures LAKE RIDGE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 812,041,000 | USD | evidence → |
| Total loans | 528,331,000 | USD | evidence → |
| Allowance for loan losses | 15,550,000 | USD | evidence → |
| Securities available for sale | 60,905,000 | USD | evidence → |
| Securities held to maturity | 61,066,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 701,921,000 | USD | evidence → |
| Interest-bearing deposits | 583,342,000 | USD | evidence → |
| Noninterest-bearing deposits | 118,580,000 | USD | evidence → |
| Equity capital | 83,455,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,628,000 | USD | evidence → |
| Interest expense | 4,470,000 | USD | evidence → |
| Net interest income | 28,158,000 | USD | evidence → |
| Noninterest income | 7,213,000 | USD | evidence → |
| Noninterest expense | 22,498,000 | USD | evidence → |
| Provision for loan losses | 7,350,000 | USD | evidence → |
| Pretax income | 5,537,000 | USD | evidence → |
| Income tax | 1,810,000 | USD | evidence → |
| Net income | 3,727,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 76,263,000 | USD | evidence → |
| Total capital | 83,381,000 | USD | evidence → |
| Risk-weighted assets | 561,020,000 | USD | evidence → |