Call report 2007Q4
LAKE RIDGE BANK — 2007Q4
The 22 measures LAKE RIDGE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 643,811,000 | USD | evidence → |
| Total loans | 483,399,000 | USD | evidence → |
| Allowance for loan losses | 4,000,000 | USD | evidence → |
| Securities available for sale | 35,783,000 | USD | evidence → |
| Securities held to maturity | 42,914,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 541,455,000 | USD | evidence → |
| Interest-bearing deposits | 470,239,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,216,000 | USD | evidence → |
| Equity capital | 56,911,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,571,000 | USD | evidence → |
| Interest expense | 20,374,000 | USD | evidence → |
| Net interest income | 19,197,000 | USD | evidence → |
| Noninterest income | 6,542,000 | USD | evidence → |
| Noninterest expense | 18,182,000 | USD | evidence → |
| Provision for loan losses | 361,000 | USD | evidence → |
| Pretax income | 7,169,000 | USD | evidence → |
| Income tax | 1,695,000 | USD | evidence → |
| Net income | 5,474,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,892,000 | USD | evidence → |
| Total capital | 53,892,000 | USD | evidence → |
| Risk-weighted assets | 504,897,000 | USD | evidence → |