Call report 2006Q4
LAKE RIDGE BANK — 2006Q4
The 22 measures LAKE RIDGE BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 643,259,000 | USD | evidence → |
| Total loans | 473,959,000 | USD | evidence → |
| Allowance for loan losses | 3,900,000 | USD | evidence → |
| Securities available for sale | 54,506,000 | USD | evidence → |
| Securities held to maturity | 29,350,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 541,899,000 | USD | evidence → |
| Interest-bearing deposits | 468,968,000 | USD | evidence → |
| Noninterest-bearing deposits | 72,931,000 | USD | evidence → |
| Equity capital | 53,175,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,782,000 | USD | evidence → |
| Interest expense | 14,088,000 | USD | evidence → |
| Net interest income | 16,694,000 | USD | evidence → |
| Noninterest income | 5,703,000 | USD | evidence → |
| Noninterest expense | 14,884,000 | USD | evidence → |
| Provision for loan losses | 633,000 | USD | evidence → |
| Pretax income | 6,880,000 | USD | evidence → |
| Income tax | 1,920,000 | USD | evidence → |
| Net income | 4,960,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,294,000 | USD | evidence → |
| Total capital | 50,194,000 | USD | evidence → |
| Risk-weighted assets | 496,897,000 | USD | evidence → |